01About this website
This website is operated by Finetta Ltd under the finetta brand. Our contact address is 49 Greek Street, Soho, London, W1D 4EG, United Kingdom. Questions about these terms can be sent to legal@finetta.com.
The site introduces cash-flow and capital services for businesses. These terms concern use of the website, not a paid advisory engagement or a financing agreement. Please read them before relying on or reusing the material. If you do not agree, stop using the site.
02What the information means
Content explains our approach and the situations in which businesses may seek support. It is general information, not a recommendation that you borrow, raise equity, refinance or enter a particular transaction. The appropriate course depends on your circumstances and a proper assessment.
Descriptions of improving cash flow or securing capital explain intended services; they are not promises of a particular financial result. Statements about favourable terms do not guarantee the lowest market price or that every possible provider has been considered. We agree the scope of any provider search as part of the work.
You should not make a material financial decision solely on the basis of this website. Obtain advice suited to your business and review the terms of any proposed arrangement.
03Illustrations, facilities and availability
Examples, diagrams, funding ranges and combinations are illustrative unless expressly identified otherwise. They are not offers, commitments, client results or confirmations that your business qualifies. A facility may be unavailable in a particular sector, country or circumstance.
A provider’s decision can depend on financial performance, security, existing obligations, documentation and its own requirements. Pricing, covenants, guarantees, repayment structures and other terms are determined through assessment and agreement. No outcome is guaranteed by submitting an enquiry.
finetta does not lend money through this website. A reference to a type of funding or capital provider does not imply a commitment by that provider or an exclusive relationship.
04Enquiries and commencing work
An enquiry or introductory conversation does not itself create an advisory engagement, oblige you to proceed or oblige us to accept work. Do not assume we are monitoring deadlines or acting on your behalf unless that responsibility has been agreed.
Before paid work starts, we agree the contracting entity, scope, deliverables, fees and responsibilities in writing. Any relevant remuneration or commissions are explained before you commit. Engagement terms govern that work; provider agreements govern any funding facilities.
Please provide accurate information and tell us about material changes. Avoid sending confidential third-party material or unnecessary personal records in an initial enquiry. We can agree an appropriate method for exchanging documents if discussions progress.
05Acceptable use
You may browse the website, share links and retain material for internal business evaluation. You must not interfere with its operation, introduce malicious code, attempt unauthorised access or use it for unlawful, fraudulent or misleading purposes.
Do not impersonate another person, misrepresent your authority to act for a business, or imply a partnership or endorsement that has not been agreed. Automated access must not bypass restrictions or place an unreasonable load on the site.
We may restrict access where reasonably necessary to address security concerns or misuse, without affecting rights that cannot lawfully be limited.
06Ownership and references to other businesses
Unless otherwise stated, website text, artwork, design and other content are owned by or licensed to us. Access does not transfer ownership or grant a licence to commercially reproduce, adapt, sell or distribute that material. Contact us before using it beyond internal evaluation.
You may link to a publicly accessible page in a fair and lawful way, provided you do not imply an association or endorsement. Do not frame the website in a way that obscures its source or misrepresents its content.
References to people’s experience at other businesses describe their relevant background. They do not by themselves mean those businesses are finetta clients. Third-party names and marks remain the property of their owners.
07Availability and external services
We aim to keep information useful and accurate, but may change, remove or replace it. Information may not reflect every subsequent market development. We do not promise that the site will always be available, uninterrupted or free from errors.
External links are provided for convenience. Other websites and services have their own terms and privacy practices. We do not control their availability or content, and a link is not a guarantee of their suitability.
08Responsibility and limitations
To the extent permitted by law, we are not responsible for losses caused by treating general website information as advice tailored to your circumstances. We also exclude liability for indirect or consequential losses arising from use of the website, and for loss of profit, anticipated savings or business opportunity arising from such use.
Nothing in these terms excludes or limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any liability that cannot lawfully be excluded or limited. Mandatory rights remain unaffected.
These provisions relate to the website. They do not replace the obligations or liability provisions in a separately agreed engagement.
09Privacy, changes and applicable law
Read our privacy notice for information about personal data and our cookie information for website technologies. Contacting us is not consent to every possible use of your information.
We may revise these website terms by publishing an updated version with a revised date. Revisions apply to subsequent website use and do not amend an existing engagement agreement.
These terms are governed by the law of England and Wales. Subject to any mandatory rights that apply, the courts of England and Wales have jurisdiction over disputes relating to them. If a provision is found unenforceable, the remaining provisions continue to apply to the extent permitted by law.